Lets Talk Money!

When it comes to buying a house money it a topic that needs to be covered.  On top of it all we need to dispel any rumors that might the out there concern the home loan process!

If the rate is low it must be the better option.

Read the find print before you jump.  These usually come with  higher fees and less offers of repayment flexibility. It isn't necessarily a bad thing to take a rate that is higher if the simplicity is there.

20% down is your only option.

Depending on your loan, there are plenty of options. There are some that offer 0% down, 10%, and even 5%. You just need to ask and do your research.

Find your house first.

It is always best to know what you are pre-approved for.  It kind of stinks to find what you want and then see it slip away. Going in as prepared as possible for what you can expect - is always best.

Bottom line is research all that you can. Ask as many questions as you can. Don't ever leave a questions unanswered. We are here to help you.